July 2009

What to do in Retirement?

by Kay Lynn on July 24, 2009

There must be a reason retirement is called the “golden years”. With planning, it can be golden in terms of having enough money (gold) to be comfortable and in terms of enjoying a wonderful life. There’s more to the financial side of retirement. In order to make the most of retirement it is important to [...]

{ 0 comments }

Applying Kaizen Principles to your Money

by Kay Lynn on July 23, 2009

A co-worker told me about a book he was reading regarding Kaizen. This was the first time I had heard the term, but I realized I had been doing it recently with my money. Kaizen means making small improvements continuously. With money, this means the savings here and there can add up to meaningful amounts. [...]

{ 1 comment }

What is a Zero-based Budget?

by Kay Lynn on July 21, 2009

I thought I was pretty good about budgeting before attending Financial Peace University.  What I was good at was tracking what needed to be paid each month.  As I alluded to in my first post, I just spent until I was done or there wasn’t anymore money.  Well, to be honest even that didn’t stop [...]

{ 3 comments }

Where to Retire

by Kay Lynn on July 20, 2009

Once in a while Mr. Boomer and I talk about where we want to retire. (Watching Househunters International probably influences our thoughts). What triggered it most recently was a few hours at the beach. We live in the U.S. city with the most perfect weather: San Diego. Many people move here for their retirement so [...]

{ 0 comments }

Selling on Ebay

by Kay Lynn on July 19, 2009

I’m in baby step 2 of Dave Ramsey’s 7 steps to financial peace. This means I’m retiring all debt except mortgage debt (this is baby step 6). One of his ideas to retire debt quicker is to sell unnecessary items. Probably Dave’s idea of what is unnecessary is different from mine but I spent several [...]

{ 3 comments }