After taking a look back at what worked and didn’t in 2011, I’m ready to make 2012 the best year ever! Instead of making resolutions and getting the baggage that comes with that word, I make goals in several areas of my life.
Make the Goals SMART
It’s important to make SMART goals. SMART is an acronym for Specific, Measurable, Accountable, Realistic and Time-based. By making sure each goal meets these criteria a person is much more likely to be successful.
1. Pay off remaining non-mortgage debt by March 1. That old student loan is almost gone with $18,000 paid off last year. There’s $6,000 to go and it’ll be paid off by March 1.
2. Contribute maximum amount in 401K. I used to wonder who could afford to make the maximum contribution to the 401K plan. Now, I know it’s people without debt!
3. Research and Open a Roth IRA by October. This sounds like an easy task, but I’m going to do lots of research to figure out what’s the best option for my husband and I. I’ll share learnings here with you.
1. Lose 20 pounds by July 1st and 10 more by December 31st. I’m not giving up on the weight loss. Being forced to buy some new clothes because the old ones fit was the kick in the fanny I needed. I’ve already started eating healthier and have joined Newlyweds on a Budget’s 10 pound challenge to get going.
2. Declutter 365 Items in House. My closet is looking a lot better since last summer’s purge, but there are other areas needing the same attention. I’m joining Single Saver’s declutter challenge to keep me accountable and motivated. This weekend I’ll start with my bathroom drawers.
3. Prepare Wills. My husband and I don’t want to create a living trust yet so we’ll get our wills done this year. He’s motivated so that will make it happen — finally!
4. Eat Five Servings Fruits and Vegetables Five Times a Week. This might not sound like a lot, but it’s a struggle for me to get this many servings in my diet regularly. By making it a requirement only five days a week, I won’t throw in the towel if a day is missed now and then.
1. Increase Subscribers to 1,000. Let’s break through the three digits this year and get 1,000 subscribers to Bucksome Boomer. (If you don’t subscribe already, click here to help me get there).
2. Have Four Guest Posts Published. One way to get more subscribers is to guest post at larger blogs. My goal is to get one post published at a large blog each quarter.
3. Publish Bucksome Breeze Monthly. Most bloggers are very good about publishing newsletters, but I haven’t found my groove yet. Now that I have it started, I will publish at least once a month with unique material and giveaways.
There are many other things I want to accomplish in 2012, but they will be quicker to achieve and aren’t listed. This list includes goals that will challenge me not to give up so I appreciate your accountability. Here’s to changes — one day at a time. What are your plans for 2012?