May 2012

Do you know how to say no?  If you are in your 40s or your 50s, can you say no to your kids’ requests for money?  Do you feel selfish putting yourself first?  If so, you may suffer financially in retirement and will benefit from saying “no”. Kiplinger’s recently shared how hard it is for […]


This post is being written in he comfort of the Delta Club at Los Angeles International Airport (LAX).  No, I’m not a regular or even a member.  With the purchase of a $50 pass, entrance was granted for the same experience as the very frequent fliers. Why Pay for an Airline Lounge Visit? I’ve been […]


Foreclosures, bankruptcies, and negative bank accounts seem to be the norm these days. After all, that’s all we see on the news. There are quite a few people out there that just wish they were back to zero. Is this your goal – to be debt free? If you are currently working your butt off […]


In many respects a budget isn’t just a piece of paper, it’s more like a living, breathing organism. It changes, grows, flexes, and contracts, in many cases based simply on the stage of life. Single Living When you’re living on your own, cooking can be a pain. Most recipes start at two people, single portions […]


My mother passed away last month on the day my husband and I were to sail on a long-scheduled 15 night cruise to Hawaii. We cancelled the cruise with a day’s notice which was well past all the cancellations periods for a partial refund let alone the full amount.   The situation is exactly why thousands […]