The call came last week, ironically two days after our car loan was paid off. At first I thought it was a survey. The nice woman from the local Hyundai dealer asked how I liked the 2006 Sonata purchased there.
We take our car there for regular maintenance so I wasn’t suspicious and answered her questions about maintenance, etc. And then came the pitch.
She said they are short of pre-owned Sonatas due to recent sales (huh?) and for doing them a favor by trading in my car they are offering 0.9% financing for 60 months. I quickly said “Not interested” and couldn’t hang up fast enough.
Then I see the same deal in the paper for anyone. Now, I’m doubly pissed. First at myself for being sucked into the conversation AND the dealer for misrepresenting the offer as just for me.
Mr. Boomer and I have never been people who had to get a new car as soon as the older one was paid off. It was eight years between our van purchase and the Sonata.
We have already decided we’ll probably never own a brand-new car again. That means we’ll never have that new car depreciation either.
Before this debt-free journey it might have been tempting to replace the 11 year old van. The good news is I’ve been converted to Mr. Boomer’s mindset. His last (and only) new car purchase was in 1984.
It turns out the Hyundai call was an offer I could refuse.
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