Credit Cards

Good credit can be an important and valuable tool in managing living expenses. However, just because you qualify for that loan or that low APR credit card deal doesn’t mean you can throw all caution to the winds and start living the high life. Although it can be very tempting to take advantage of a […]


Despite using credit cards for over 30 years I only remember disputing a charge once.  It is rather amazing that out of billions of transactions there are so few problems. However when it does happen you need to know how to handle the problem transaction. Disputed Purchase My daughter-in-law had created a baby register on […]


Many credit cards have such high interest rates that it may seem like not much progress is being made on the balance.  One of my goals when paying off debt was to complete it as fast as possible. I transferred one of my higher credit card balances to a new card with a 0% interest […]


There are benefits to using credit cards at times.  Even though many people paying off debt don’t use credit cards, I have three cards in my wallet and use each of them in different circumstances. Costco American Express This is the card I’ve had the longest as it  is the only credit card accepted at […]