Debt Snowball Additions

by Kay Lynn

Sometimes it seems like money is a one way road and it’s not going in my direction.  This week a couple of things made me think it is a 2 way street.

Snowball

Checks

It started off with two checks I wasn’t planning on (even though not unexpected).  First I had a medical FSA reimbursement check.  Because my monthly budget includes medical expenses this check always seems like a bonus.

Then I received my second BlogHer ads check (YEAH!).  It’s not big but every $25 helps, right?

Cash

The last time I found cash was about two years ago in Belize.  $60 was lying in the sand by a group of empty chairs.  That changed this past week.

First I put on some shorts I hadn’t worn in several weeks and found $5 that had survived the washer and dryer in good shape.

Then while walking the dog there was a $20 next to the sidewalk by the front gate.  I don’t know why but love this kind of good karma!

Purpose

Instead of taking this money and buying myself a treat (like I might have done a couple of years ago) it’s going towards our debt snowball.  We’re still on track to be non-mortgage debt free by 12/31/2011 and every bit helps!

Do you have a story about “found” money?  What did you do with it?
Photo: Some rights reserved by kamshots

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{ 15 comments… read them below or add one }

Jeff Kosola August 27, 2010 at 6:34 am

Nice job on putting it toward the debt snowball. You know how much I love snowballs 🙂

Jeff

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Kay Lynn August 27, 2010 at 11:59 am

Hi Jeff, I don’t have the energy for a second job; but it’s always on my mind!

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Laura August 27, 2010 at 7:24 pm

Great post. I love finding money. It never fails that I find some when I pull out my winter coats. 🙂

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Kay Lynn August 28, 2010 at 1:31 pm

Laura, if I had such a thing I’m sure I would find money :). It may be expensive to live here but we luck out in the winter weather.

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Khaleef @ KNS Financial August 28, 2010 at 10:33 am

Finding money is a great feeling. I used to put a $20 in a few winter or summer garments when it was time to put them away. That is always a nice surprise to find.

Also, since I never carry cash, I recently found $20 in my wallet – I just put it back and forgot about it until reading this!

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Kay Lynn August 28, 2010 at 12:38 pm

Khaleef, I can’t imagine not carrying at least $10. I think it’s a generational thing though because younger people I know are the same way.

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Khaleef @ KNS Financial August 30, 2010 at 5:14 pm

I used to carry money when I was younger, but I find it much easier to keep track of every dime I spend if I use my debit card for every purchase.

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Kay Lynn September 4, 2010 at 5:49 am

Khaleef, I agree that it is easier to track. I know some people write every purchase down but I’m just not that disciplined when I purchase something. I limit the cash I carry to three budget categories: blow money, entertainment and dining out.

youngandthrifty August 28, 2010 at 11:07 am

Lucky you! $60 in Belize- that must have went a loooong way for you down there.

I love finding money- it really makes your day.

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Kay Lynn August 28, 2010 at 12:38 pm

Young and Thrifty, yes it was a long trip to Belize. We were there on a cruise ship stop. It was nice to actually add something to the wallet since most of the trip it was all outgoing!

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Money Reasons August 29, 2010 at 9:27 am

Wow, 12/31/2011 is just around the corner!!!

I haven’t found any dollar money in years (last time was in a grocery store at the edge of the parking lot. But it was only a few ones and a five.

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Kay Lynn August 30, 2010 at 4:26 pm

Money Reasons, paper money finds do seem special. I was amazed to find that $20!

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Jolyn@Budgets are the New Black September 1, 2010 at 8:20 pm

Ooh, I still remember finding a 50 mark bill when I was a poor student studying abroad in Germany. And yes, I said “Mark”. This was *ahem* a while ago.

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Kay Lynn September 4, 2010 at 6:03 am

Oh, Jolyn to an oldster like me it doesn’t seem that long ago at all! What would that have been in dollars?

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Ella February 28, 2012 at 5:30 am

The debt snowball is the best concept ever!

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