This is my first post in my first blog. Pretty exciting and scary at the same time! To get started, let me tell you why I am blogging.
A little over two months ago I started Dave Ramsey’s Financial Peace University at my church. My goal was to get financially smarter as I was starting to feel the pressure with this year’s birthday that ended in a zero. I’m 50 this year and can see the number of years left until retirement dwindling. And I haven’t been financially smart all along although it’s not as dire as I may project at times.
Although I have two lessons left, the class has taught me so much already. Instead of spending until it’s all gone, I have a monthly budget. Instead of using a vague savings account or a credit card for “unexpected” costs I have sinking funds. I’ve started a debt snowball and I have hope that one day I can live like no one else.
I’m starting a blog to keep my focus on the long term and share my musings on this boomer’s journey to retirement.