We all dream of easy work in our pajamas, especially later in life when creating a more comfortable nest egg is more important than purchasing the latest sports car. But these dreams are all too easy for scammers to prey upon.
Plenty of valid work at home jobs that are not scams exist even in today’s challenged world economy. We don’t necessarily have to hang out on the telephone begging people to buy products to make money at home; plenty of boomers and stay-at-home moms and dads alike earn money through writing, career coaching, taking customer service requests, and typing.
While some work at home job scams may seem obvious, keep in mind that otherwise smart people have given in to desperation for lifestyle freedom and financial independence and fallen into traps. Scammers count on this, and have often spent years refining their strategies and tactics.
A good rule to follow that will stop many scammers in their greedy tracks is to not ever send money to any party as part of a job application process. This is almost always a scam. Now, if you decide to buy a headset so you can work at home as a telesales agent or an eBook so you can learn the art of writing articles or transcribing interviews that’s a different matter. But no one should demand money from you to apply for a job.
Some types of work at home jobs are also virtually always scams, so staying clear of them is a great protective strategy. Envelope stuffing and payment processing positions are usually nothing more than ways for unscrupulous “recruiters” to make money off of your problem; steer clear of anyone who asks you to send out packages, accept them, or cash checks and money orders.
You deserve the financial and lifestyle freedom that a great work at home job can offer you and your loved ones, but like with any other job search patience and sensibility are what ultimately pay very handsome dividends.
Kay Lynn here: Have you ever had a work at home job that ended up not to be legit?
Stephanie Mojica is a writer for Quizzle.com, a personal finance website that provides tips and tools to help consumers better manage their home, money and credit – including a free credit score and affordable credit monitoring. She’s also a business success and prosperity coach and author of “How One Writer Shifted from Settling for $12 an Hour to Prospering at Over $90 an Hour.”