A few weeks ago I got the notice of the automobile insurance premiums for the next six month period. It was several hundred dollars higher than the then current premium. I thought the insurance company had forgotten my Costco discount and called them the next day.
It wasn’t a mistake. They had “reviewed and reassessed” rates for Southern California and determined they were undercharging. They offered that if the 20-something son drove the old van it would remain the same. Umm, that wasn’t going to fly since he is making payments on a nice 2009 SUV.
After only one year we were shopping for car insurance again. This is on top of the health insurance changes going on at work.
My son recommended AIS (Auto Insurance Specialists) as many of his friends had gone through them. I compared their quotes to other online sites and found them competitive and able to show prices between various carriers.
We ended up with Mercury and are paying less than we were previously after discount for moving our condo coverage over. Let’s hope we don’t have to do the same thing next year.
Have you shopped for automobile insurance recently? What advice do you have on finding the best deal?