pets

Vacation planning for pet owners requires more than just figuring our the actual vacation.  Arrangements need to be made for the care of any pets.  Although our pets don’t go to fancy pet hotels we do want them to be well-tended. For many years we had cats which limited vacation preparation to finding someone to pop in once […]

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 One of the benefits of a zero-based budget is learning where the money goes. You know at a high level, but it’s easy to overlook minor expenditures unless they are tracked. After a few months I learned we spend a lot on our cat and dog and frankly the dog is the lion’s share of […]

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