Money and Life on the Way to Retirement
Taking steps to forming good financial habits is no easy task, but it can be done. If you’ve decided to build better finances, try following these three steps: 1. Evaluate your spending habits: Try keeping a list of your expenses for an entire month. Carry a little book with you and track every purchase you […]
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Since the recent recession, regaining control of your finances and living frugally has almost become cool. Instead of spending more than we make, the average American is no saving nearly 5% of their income for a future unexpected event. This is one tremendous turnaround, and I am glad to see this shift in our habits. […]
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In a sense, savings and debt are at two ends of the same ‘scale’. On the one hand, savings provide financial security, making it easier to cope in a financial emergency, and earning you interest along the way. Debt, on the other hand, can be a real drain on your finances – eating into your […]
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Every household is trying to come up with unique ways to save money these days. However, most households are focusing on cutting things out of their lifestyle instead of changing the way they shop. Saving money doesn’t mean you have to go without. Simply choosing to buy used over new can quickly add up in […]
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We’ve all heard the news about baby boomer retirement savings. In a recent poll, 24% revealed they had no savings outside of home ownership. I’m not in that boat, but there are a lot of reasons Mr. Boomer and I don’t have a larger amount. Parenting Raising kids increases expenses greatly. There’s the obvious expenses […]
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