I didn’t write about health care reform while it was moving through Congress or in the immediate aftermath. The only mention of it here was in this infographic. Unless you read comments I made a couple on a couple of other blogs it probably appeared as though it wasn’t important to me.
That is far from the truth. I was afraid to talk about it lest I jinx it from happening. I was also a bit intimidated by the intensity of some people against it.
I don’t think this post will change any one’s minds but wanted to share how the passed bill will help three people in my family.
My son just turned 24 and is a full time student at paramedic school. He was a full time student last year when he aged out of his parents’ health plan. Yes, he could have purchased individual health insurance but uses his part time income to support his car and personal expenses.
The passed bill gives him the opportunity to return to his parents’ insurance plan in the Fall. That might be too late for him as he’ll be done with paramedic school and will hopefully find a job with benefits. It will be helpful to thousands of other young adults in his situation.
My sister, a licensed vocational nurse, had a full-time job with health insurance. The nursing home where she worked started having declining census (not sure if it was related to the economy or not) and her hours were cut. This is after her husband was laid off the previous year as a direct result of the recession.
She tried to wait out the low census but were struggling on one reduced income. She found a job that would have full time hours plus opportunity for overtime. BUT, and this is a big one, the new employer does not offer health insurance.
My sister and her husband have pre-existing conditions that prevent them from getting reasonably priced individual insurance options. She’s on cobra for now, but was worried about her options after it ends. Thanks to health care reform her employer will most likely end up offering health insurance or face penalties.
The Early Retiree
This isn’t a relative but me and I’m not there yet. However, due to our difference in age I want to retire at age 60 and spend some of my husband’s golden years traveling at will.
My only concern with this plan was health insurance. Was I going to be forced to keep working just to keep covered? Like my sister, I have a pre-existing condition that, although well-controlled, would drive away any potential insurer.
I feel more hopeful that there will be affordable heath insurance options for me enabling us to go forward with our retirement plans.
Think about your family. You probably have relatives that will benefit from the health insurance reform bill. Maybe even you.
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